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Life Insurance

Why is life insurance important? Buying life insurance protects and provides your family, spouse, and children from the potentially devastating financial losses that could result if something happened to you. It provides financial security, can build tax free income, helps to pay off debts, helps to pay living expenses, and helps to pay any medical or final expenses. It can also create tax free wealth that can be passed down as charity or to the next generation.

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Business Insurance

Home Insurance

Car Insurance

Businesses need business insurance because it helps cover the costs associated with property damage, liability claims, harassment claims, wrongful termination claims, employee theft, and can even pay employees during catastrophic closers. Without business insurance, business owners may have to pay out-of-pocket for costly damages and legal claims against their company.

Homeowners insurance is important because it protects consumers' homes and personal property. In the event of a total loss, insurance can provide the primary source of rebuilding funds, and alternative living funds. It also provides liability coverage for legal actions from injuries or damage from another person on their property. Additional coverage for damage caused by wind, rain, sewage damage, utility lines coverage and flood coverage and others are also available.

Having car insurance is required by law in most states. If you are at fault in a car accident, the auto liability coverage required on your car insurance policy helps pay for covered losses, such as the other party’s medical bills and damage to their vehicle or other property that results from the accident. It also helps pay your legal fees if you're taken to court over the accident.

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Renters Insurance

Art Insurance

Toy Insurance

Why is it important to have renters’ insurance? Renters insurance protects your belongings from loss, damage, or destruction following things like burglaries, fires, hurricanes, tornadoes and other covered events. Plus, renters’ insurance also protects your liability (and your money) if someone is injured at your rental home or apartment.

If your art is important to you—whether because of financial value or emotional connection—consider art insurance. After all, while you may treat your art with care, there is no guarantee you can protect valuable works from damage inflicted by others or even the wrath of Mother Nature. Coverage is usually inexpensive and creates peace of mind so you can enjoy it knowing it’s safe.

Toy insurance will be your protection when an incident occurs. It will also protect you from property damage, or an accident while using these toys. This insurance works similarly to auto policies. Additionally, there are several types you can choose from.